Full and final IVA
CRITERIA
* Minimum of £17,000 of unsecured debt
* At least three creditors and two lines of credit (i.e. not all Lloyds TSB)
* Debtors must be based in England and Wales (IVAs not relevant in Scotland )
* Must be able to prove that they can live sustainably but have little or no disposable
income remaining for creditors
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